Speaking to An Insurance Agent: What to say and what not to say

If you've been injured in an accident, you may be contacted by an insurance agent as part of the claims process. It's important to be careful what you say to the insurance agent, as your words can significantly impact your ability to recover damages. 

Here are some tips on what to say and what not to say when speaking to an insurance agent:

1. Do not admit fault: Even if you think you may have contributed to the accident, do not admit fault to the insurance agent. This can be used against you and can reduce the amount of damages you are able to recover.
2. Be honest: It's important to be honest with the insurance agent, but that doesn't mean you should provide them with every single detail. Stick to the facts of the accident and do not exaggerate or downplay the severity of your injuries.
3. Do not sign anything: The insurance agent may ask you to sign a medical authorization form or other documents. It's important to consult with an attorney before signing anything, as these documents may waive your right to future legal action.
4. Get contact information: Make sure to get the name and contact information of the insurance agent you are speaking with. You will need this information if you need to follow up on the claim.
5. Rarely should you accept the first settlement offer: The insurance company's goal is to pay out as little as possible. Do not accept the first settlement offer without consulting with an attorney.

Remember, the insurance agent is not on your side. They are representing the interests of the insurance company. It's important to be cautious and seek legal advice before speaking to an insurance agent.

It’s often a good idea to get professional help in situations like these and Corry Law is here to help.

‍